SEPA Payments Explained: How Euro Bank Transfers Work Across Europe
What is SEPA? Learn how SEPA payments work, which countries are in the SEPA zone, how credit transfers, direct debits and instant transfers differ, plus fees and returns.
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PayAdmit blog · Author
Author68 articles
Vladyslav Kolodistyi
Vladyslav Kolodistyi writes about building and running a payment gateway: white label platforms, payment routing and processing. He also explains the basics behind them, from card schemes and acquirers to 3D Secure.
White label gatewaysPayment routingCards & banking
68Articles on the blog
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Nov 2026Latest article
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Articles by Vladyslav Kolodistyi
Vladyslav Kolodistyi’s guides on white label gateways, payment routing and processing. Newest first.
What Is AML? Meaning, AML vs KYC and Its Role in Payments
What is AML and KYC? Learn the AML KYC meaning, key differences, due diligence levels and how both work in payments, from onboarding to monitoring.
Payment Routing Methods Compared: Static, Rule-Based, Least-Cost and Smart
Compare payment routing methods: static, rule-based, smart and cascading. See how each one works and when to use it.
Payment Routing Platforms: What They Do and How to Compare Them
What payment routing platforms do, which capabilities matter and how to compare providers before committing to one.
What Is Payment Routing and How Does It Work?
Payment routing sends each transaction to the best provider. Learn what payment routing is, how rules work and why it lifts approvals.
Fintech Software Developers
A complete guide to fintech software developers. Learn how to hire a dedicated developer, what a fintech development team costs.
Fintech Product Development for Payment-Led Products
How to design, build, and ship payment-led fintech products. Lifecycle, payment orchestration, and build vs white label trade-offs.
HOW TO HIRE FINTECH SOFTWARE DEVELOPERS: A 2026 GUIDE
How to hire fintech software developers in 2026: dedicated team models, cost of fintech software development, skills, and an evaluation framework.
How to Build a Payment Platform: Strategy, Team, and Economics for 2026
How to build a payment platform in 2026: gateway vs platform vs orchestrator, MVP scoping, team, ledger design, budget, metrics, operating cadence.
HOW TO BUILD A PAYMENT SYSTEM: A 2026 ARCHITECTURE AND LAUNCH GUIDE
How to build a payment system in 2026: architecture, the payment ledger, orchestration, mobile, security, compliance, and the order to build them in.
HOW TO CREATE A PAYMENT PROCESSING COMPANY: A 2026 LAUNCH PLAYBOOK
How to create a payment processing company in 2026: licensing, banking partners, payment software, compliance, and the step-by-step launch roadmap.
How to Create an Online Payment System: Build vs White Label
Learn the 4 core layers of an online payment system, from smart routing to PCI compliance. Costs of building from scratch vs buying white label.
How to Start Your Own Payment Processing Company
Learn how to start your own payment processing company, from licensing to launch, plus how rent to own payment processing speeds your way to market.
Payment Infrastructure Companies: How the Market Works and Who Powers It
Payment infrastructure companies, providers, platforms and solutions: categories, how to evaluate them, plus funding and hiring trends.
How to Own a Payment Gateway
A complete guide to owning your own payment gateway, business model, setup process, security requirements, card processing.
Payment Gateway Integration Services: What They Are, How They Work, and What to Look For
A complete guide to payment gateway integration services in 2026, API types, tech stack, security, multi-provider setup.
What Is a White Label Payment Gateway?
A white label payment gateway is a PCI DSS certified platform you license and rebrand as your own. How the model works and who it suits.
How to Develop a Payment Gateway: Architecture, Cost, and Tutorial
How to develop a payment gateway: architecture, PCI DSS scope, real cost, and a step-by-step tutorial from first design to deployment.
How to Make Your Own Payment Gateway: Step-by-Step Guide
Learn how to make your own payment gateway in 2026 - from architecture and security to custom card processing and transaction routing.
Fintech Software Development Services: What They Cover, What They Cost, and How to Pick a Partner
A guide to fintech software development services. Learn what these services include, how leading fintech companies develop payment platforms.
Best White Label Payment Gateway
Compare the best white label payment gateways by PCI DSS, routing, fees & speed. Top-ranked solutions for PSPs, banks, and fintechs.
HOW TO CREATE A PAYMENT GATEWAY: REQUIREMENTS, COSTS, AND THE SMARTER ALTERNATIVE
Learn how to create your own payment gateway: requirements, PCI DSS compliance, real costs, timelines, and a smarter white-label alternative.
How to Build a Payment Gateway: Real Costs, Real Timeline, and What Most Companies Do Instead
Learn how to build your own payment gateway from scratch. Discover key steps, technology stack, compliance requirements, and the cost to build it.
PayAdmit Integrates Apple Pay and Google Pay into the Payment Gateway Platform
PayAdmit is an official partner of both methods and has integrated them directly into its payment gateway platform.
Payment Processor vs Payment Gateway: Key Differences and Roles
Gateway vs Processor guide by ⭐️ PayAdmit. Stay compliant and scale globally with ✅ advanced risk controls, ✅ seamless payment routing, and ✅ stable.
Internet Merchant Account (IMA) Guide | Online & Web Merchant Accounts Explained
What an Internet Merchant Account is, how online and web merchant accounts differ, and what a business needs to open one and accept cards.
Fintech and the Future of Asset Management
Fintech is reshaping the asset management landscape through innovative tech-driven strategies, including automation, AI, blockchain, and more.
The Rise of Fintech in Wealth Management
How fintech is transforming wealth and asset management, from robo-advisors and AI to blockchain, and what these shifts mean for investors and firms.
Open Banking: Secure Payments with Reduced Data Entry
Open banking payments explained: how this account-to-account model works, its security and cost benefits, and how it can improve conversion and revenue.
What Is Open Banking?
PayAdmit ⭐ Want to know more about open banking payments? ✅Read our article to learn how this financial model can help your business raise revenue!
Effortless Merchant of Record (MoR) | The End-to-End Onboarding Solution
Merchant of Record onboarding by PayAdmit: expand into new markets, handle taxes and compliance, and prevent fraud from one platform.
What Is a Merchant of Record (MoR)?
What a Merchant of Record is, what it takes on for your business, and how MoR onboarding handles tax, compliance, and fraud controls.
Understanding Mastercard’s Payment Gateway
Learn how Mastercard Payment Gateway Services (MPGS) work, key benefits, security features, and how to integrate MPGS via PayAdmit.
Merchant Onboarding: What Is It and How Does It Work?
Learn what merchant onboarding is, how it works, and why it matters. Explore KYC, KYB, AML compliance, fraud prevention, tips for businesses.
Payment Routing Guide 2025: How Smart Transaction Routing Helps Your Business Grow
Want to understand payment routing? ✅ Discover how smart routing works, its benefits ⭐ and how it can boost your approval rate and revenue.
Payment Failures: Causes, Solutions, and Recovery Strategies
Payment failures occur for different reasons and need to address immediately. Businesses should investigate an issue to provide answers.
Fintech and Payments: Brief Guide
A brief guide to fintech payments: what they are, how digital payment technology works, and the ways it helps businesses boost revenue and efficiency.
What Is Secure Payment Meaning?
What secure payment actually means, which controls make a transaction safe, and why it matters as payment fraud costs keep climbing.
Payment industry trends for 2025: New technology payment trends
The payment industry trends shaping 2025: new payment technology, changing customer expectations, and where digital transformation goes next.
Credit Card Acquirer: What Must You Know, and How Does it Work?
PayAdmit ⭐ Do you want to know about Credit Card Acquirers? ✅ Read our article to learn what it is and how it can help your revenue
Maestro vs Mastercard: What Is the Difference Between Them?
PayAdmit ⭐ Want to know about the difference between Maestro and Mastercard? ✅ Read our article and find out what the difference is between them
Assign PSP. Automating Payment Service Provider Selection
Learn how automatic PSP assignment boosts payment success rates. Explore cascading, gateway integration & fraud protection with PayAdmit.
What Is Express Checkout
PayAdmit ⭐ Want to know what express checkout is? ✅ Read our article to find out types of express checkout, how it works, and their advantages
Features of Electronic Payment System: What Are These Key Capabilities?
The key capabilities of an electronic payment system: what each feature does, and which ones a business genuinely needs at launch.
Acquiring Bank vs Issuing Bank
Acquiring bank vs issuing bank explained: the role each plays in a card payment, who carries the risk, and why the distinction matters for merchants.
Issuing Bank vs Acquiring Bank
Issuing bank vs acquiring bank: what each one does in a card transaction, who carries the risk, and why the difference matters to merchants.
The Power of Payment Links in Modern Fintech Solutions
Discover how payment links simplify online transactions. No API needed, generate, send & receive payments with PayAdmit payment gateway.
Mobile Payment System
What a mobile payment system is, how it processes a transaction, and what a business needs to accept payments from a phone securely.
Understanding Anti-Fraud Systems: Enhancing Security in E-Commerce
Learn how anti-fraud systems protect e-commerce from payment fraud. Discover PayAdmit's 50+ filters for automated fraud detection.
Payment Orchestration: What Is It & How Does It Help Your Revenue?
PayAdmit ⭐ Do you want to know about payment orchestration? ✅ Read our article to learn what it is and how it can help your revenue
Smart Routing and Cascading: Enhancing Payment Processing Efficiency
Learn how smart routing and cascading boost payment success rates, cut costs, and improve customer experience. Explore PayAdmit's solutions.
Understanding Payment Gateway Fees: A Complete Guide
Payment gateways charge various fees for processing commercial transactions. Learn how these charges work and how to manage them properly.
How Fintech Is Disrupting Wealth Management
How fintech is disrupting wealth management: robo-advisors, lower fees, and what the shift means for advisors and retail investors.
The Future of Fintech
How fintech moved from an internal bank function to a sector of its own, and where payments, lending, and financial technology go next.
IBAN, BBAN and BIC. What Are They, And How Do I Find Them?
IBAN, BBAN and BIC explained: what each code identifies, how they differ, and where to find yours before sending an international transfer.
PCI Compliance: What it takes to become PCI compliant
Data breaches and credit card information theft are among the top issues faced in this digital transformation era.
What Is a Merchant ID and Why Does Your Business Need One?
What Is a Merchant ID? Guide by ⭐️ PayAdmit. Discover the meaning of MID, its role in ✅ payment processing, ✅ fraud prevention, ✅ global acquiring.
How to prevent and resolve chargeback disputes
Chargebacks exist to protect consumers from fraud. However, this tool often creates problems for businesses.
Third-Party Payment Processors: A Complete Guide and Examples
Explore how fintech is transforming asset management.⭐️ Learn about AI, robo-advisors, blockchain, digital assets, and strategies for more efficient.
What is an ACH Payment?
An ACH payment is an electronic transfer between US banks over the ACH network, without card schemes. How it works and when to use it.
Payment gateway vs. payment processor
Payment gateway vs payment processor: what each does in a transaction, where the roles overlap, and which one your business actually needs.
What Is 3D Secure?
PayAdmit ⭐ Want to know what 3D Security is? ✅ Read our article to learn how 3D security authentication works, its examples, and benefits
What’s a Transaction ID and Where to Find It?
Do you know what a transaction ID is and where you can find it? What purpose does it serve? Find all the answers in our new article!
Payment Processing Industry
✅PayAdmit✅ Here are the payment processing terms you need to know that will help you understand what happens behind the scenes of online payments.
What Does Payment Processing Mean? Definition and Key Terms to Know
✅PayAdmit✅ Ready to get your business set up with a payment processor? Learn how payment processing works and what to look for as you get started.
How to Integrate a Payment Gateway Into a Website
How to integrate a payment gateway into a website: the options, the technical steps, and what to check before you take the first payment.
What is VBV (Verified by Visa)? A Complete Guide
PayAdmit ⭐ Do you want to know about VBV (Verified by Visa)? ✅ Read our article to learn what it is and how it can help your revenue
How to accept payments online?
How to accept payments online: choosing methods, connecting a gateway, and the setup a business needs to take card payments securely.
Vladyslav Kolodistyi in the media
Interviews and expert columns by Vladyslav Kolodistyi in business and fintech media.
Settlement in Seconds, Risk in Real Time: Vladyslav Kolodistyi on What Instant Payouts Change for MerchantsRead on EUbusiness
Compliance Is a Conversion Metric: Vladyslav Kolodistyi on PSD3, SCA and the Checkout Nobody FinishesRead on InvestorIdeas
When the Buyer Is a Bot: Vladyslav Kolodistyi on Agentic Commerce and the Checkout Built for AI AgentsRead on The AI Journal
Seeing Is No Longer Believing: Vladyslav Kolodistyi on Digital Identity Verification in the Deepfake EraRead on IntelligentHQMore authors
Practitioners who write for the PayAdmit blog.
VB
Writes about iGaming and high-risk payments, crypto acceptance and new features of the PayAdmit platform.
iGaming & high-riskCrypto paymentsPlatform features
VB
Veronika Brik
Writes about iGaming and high-risk payments, crypto acceptance and new features of the PayAdmit platform.
iGaming & high-riskCrypto paymentsPlatform features
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