Security and compliance, built into every gateway we deploy

Every PayAdmit deployment runs on infrastructure under its own dedicated PCI DSS Level 1 certification, scoped specifically to your gateway environment. Your business does not have to pursue a separate Level 1 certification for the gateway infrastructure itself. Depending on your operational model, you may still need PCI DSS Self-Assessment Questionnaires for your own internal systems. Our team helps map the exact scope during onboarding.

AML monitoring, KYC (Know Your Customer), and KYB (Know Your Business) verification are built into the platform and configurable per merchant. Onboarding flows can require identity verification, document upload, sanctions screening, and PEP (politically exposed person) checks before activation. Ongoing transaction monitoring flags suspicious patterns based on configurable rules tuned to your business profile. The configuration adjusts to the regulatory expectations of your specific jurisdictions — what works for a UK-licensed PSP differs from what a fintech operating across LATAM markets requires.

Every PayAdmit deployment serving European markets ships with full GDPR alignment. This covers EU data residency on request (transaction data stored within EU jurisdictions when required), a signed Data Processing Agreement with every merchant, configurable consent management flows, and built-in workflows for the right to erasure and data portability requests from end customers. In the event of a security incident affecting personal data, our protocols ensure breach notification within the GDPR-mandated 72-hour window, with full documentation of the impact and remediation steps.

PayAdmit’s antifraud layer covers the majority of real-world fraud patterns out of the box: velocity rules, BIN-IP mismatches, behavioural signals, device fingerprinting, and chargeback prediction. The platform also integrates natively with specialised vendors, so merchants with specific industry requirements (high-risk verticals, complex chargeback profiles, regulated gaming) can layer dedicated tools on top of the built-in engine. For most merchants the integrated antifraud stack is sufficient; for edge cases the architecture is designed to extend, not replace.

PayAdmit’s infrastructure undergoes annual on-site assessment by a Qualified Security Assessor for PCI DSS Level 1 recertification. Beyond the annual audit, the platform runs continuous monitoring across multiple control domains: quarterly Approved Scanning Vendor (ASV) external network scans, internal vulnerability scans, penetration testing on production environments, log monitoring on every system handling card data, and policy enforcement on access controls. The certification is not a once-a-year event — it is a year-round operational discipline that the merchant inherits by running on PayAdmit infrastructure.

Yes. The platform is built for the compliance requirements of regulated industries, with capabilities tuned specifically for high-risk verticals. For licensed crypto operators, FATF Travel Rule monitoring is built into transaction workflows where the jurisdiction requires it. For iGaming and betting, the platform handles the elevated scheme requirements of high-risk MCCs, supports specialised acquirers, and applies the fraud and AML controls that regulated gaming markets demand. For other restricted categories, regional compliance configurations adapt to the specific regulatory regime of each operating market across our 40+ supported jurisdictions.