WHAT IS
BLIK?

BLIK is a mobile payment service in Poland, which helps transfer money via an app-generated code linked to a user’s banking software and smartphone. It’s considered to be a secure method of making e-commerce and personal transactions.

The BLIK payment gateway is compliant with Polish and EU law. Its business integration through PayAdmit can help merchants accept quick mobile transfers across the country.

Blik

Countries:
Poland
Currencies:
USD

Blik features

Split payments
Full and partial refunds

WHERE TO USE
BLIK?

BLIK can be used for online shopping and in-store payments in Poland. It is mainly accepted in Poland, although it is slowly gaining recognition in some European countries as well. Users generate a one-time code through their banking app to complete secure transactions, making BLIK suitable for everyday transfers on smartphones.

KEY FEATURES OF
BLIK

Security policy. Uses special codes and quick financial confirmations to eliminate potential fraud.

Fast transactions. Allows users to proceed with quick payments, which reduces time at checkouts.

Easy cash management. Optimizes cash management without the need to manage physical cash.

Rare chargebacks. Reduces chargebacks, leading to rare disputes and low service charges.

FREQUENTLY ASKED QUESTIONS

Short answers to the questions we hear most. Can't find yours? Talk to our team.

See all questions

Question 01 of 05

Why should you use BLIK?

BLIK offers fast, secure transfers directly on the banking app. One-time codes and user authentication ensure smooth transactions around the clock.

Question 02 of 05

Is it safe to send money using BLIK?

Yes, it is safe to use BLIK for money transfers. It uses one-time codes, advanced encryption, and app authentication. A user’s confirmation for transactions eliminates the risk of fraudulent activities.

Question 03 of 05

Which countries and currencies are covered by BLIK?

BLIK operates in Poland and accepts Polish złoty (PLN). It is quickly expanding across European countries to enable cross-border payments.

Question 04 of 05

How much time is necessary to integrate BLIK through PayAdmit?

It usually takes 1–3 business days to integrate BLIK through PayAdmit.

Question 05 of 05

How are refunds and chargebacks managed by BLIK?

Merchants can initiate refunds via their platform. Funds usually return within 1–2 business days via the Polish banking system. BLIK sees fewer chargebacks. Consumer disputes must go through merchant support directly.

Still unsure? Ask a payment expert