WHAT IS
MULTIBANCO?

Multibanco is the post-pay payment system in Portugal. Users get a unique number at the checkout. They then need to pay with a debit card at an ATM or via online banking. Merchants in Europe and the United States can accept such transfers using the Payments Intents API.

The Multibanco payment gateway shows strong legal compliance in terms of data protection and anti-money laundering. For smooth integration into your business, contact PayAdmit.

Multibanco

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Countries:
Worldwide
Currencies:
Multiple

Multibanco features

Split payments
Full and partial refunds

WHERE TO USE
MULTIBANCO?

Multibanco is widely used for making online and offline payments across Portugal. It can be accepted at ATMs, retail shops, and e-commerce platforms. With high consumer trust, the system can be perfect for targeting the local market. Businesses in European countries and the United States can adopt this method for their Portuguese clients.

KEY FEATURES OF
MULTIBANCO

Reach the local audience. Helps merchants reach customers who don’t have cards and
bank accounts in Portugal.

Security features. Uses advanced encryption and authentication to prevent fraud risks.

Quick transfers. Speeds up the checkout process by enabling fast and easy money transfers.

High conversion rate. Offers your customers the convenience of making purchases, both online and in person.

FREQUENTLY ASKED QUESTIONS

Short answers to the questions we hear most. Can't find yours? Talk to our team.

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01Why should you use the Multibanco payment gateway? 02Is transferring money with Multibanco safe? 03Which countries and currencies are covered by Multibanco? 04How much time is required to adopt Multibanco through PayAdmit? 05How are refunds and chargebacks managed by Multibanco?

Question 01 of 05

Why should you use the Multibanco payment gateway?

Multibanco ensures fast and easy money transfers in Portugal. Its high level of security ensures customer trust and increases conversion rates for local merchants.

Question 02 of 05

Is transferring money with Multibanco safe?

Yes, it is safe to use this system. It uses encryption and authentication to reduce potential safety risks.

Question 03 of 05

Which countries and currencies are covered by Multibanco?

The system operates only in Portugal and supports transactions in euros (EUR). It’s designed for domestic payments, making it suitable for commercial companies approaching the local market.

Question 04 of 05

How much time is required to adopt Multibanco through PayAdmit?

It usually takes 1 to 3 days to adopt the payment system by means of PayAdmit.

Question 05 of 05

How are refunds and chargebacks managed by Multibanco?

Full and partial refunds can be initiated through the merchant’s dashboard or API. Meanwhile, there’s no dispute process that can lead to a chargeback.

Still unsure? Ask a payment expert

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