Smart routing and cascading
Set rules by amount, currency, country or card type. If a provider declines, the system cascades the payment to the next one in the same session.
Learn more about smart routing and cascading
PayAdmit White Label
White label payment gateway under
White label payment gateway under
your brand
PayAdmit gives you a ready white label payment gateway. We set up the platform and connect providers, you run it under your brand and keep the clients and the margin.
From 2 weeksTo go live
550+Payment integrations
PCI DSS L1Certified environment
10+ yearsIn payments
Private label payment processing
What is a white label payment gateway?
It is payment processing software you license and run under your own brand. Merchants see your name, your domain and your checkout. You set the fees and the rules, we maintain the platform.
Companies use it to launch a new payment service without a large development team. The platform is ready on day one, so your team spends its time on sales and merchant support instead of infrastructure.
- Your brand on the checkout, merchant portal
and admin panel - Your merchants, your pricing, your margin
- Dedicated servers, isolated from other clients
- No PayAdmit logo anywhere in the payment flow
White label payment solution for every business model
Banks, PSPs, SaaS and fintech companies use the same platform and adapt the solution to their business model.
Payment service
providers
Become a white label payment provider and offer branded processing to your merchants. Add new providers and markets without changing your system.
Banks and financial institutions
Add digital payments and branded checkout for business clients. Each bank gets an isolated environment for its own clients.
SaaS platforms
Embed payments in your app and offer them to users as your own service.
E-commerce
One payment solution for many markets, currencies and local methods.
Fintech
A white label fintech platform you extend module by module via API.
Marketplaces
Recurring billing, split payments and merchant onboarding.
MSPs and ISOs
A branded gateway and dashboard for your merchant base.
Crypto businesses
A branded crypto gateway for exchanges and wallets.
Payment facilitators
Onboard sub-merchants under your own brand and master account.
The problems a white label payment gateway solves
Building your own payment system takes time and a large team. Here is what changes when you use a ready solution.
Build it yourself
Approval rate · in-house
PayAdmit White Label
Approval rate · live
Cascaded → ApprovedLaunch cost
$1M+ in development, plus a dev and support team
Ready platform, no dev or support team to hire
Time to market
24+ months to launch
Live in as little as 2 weeks
After launch
Maintenance, audits and integrations every year
Predictable operating costs
Antifraud
Chargebacks pile up or good customers get blocked
More approved payments, fewer chargebacks
Routing
A declined payment is a lost sale
Cascading retries it with the next provider
Transparency
Reports scattered across providers
Real-time approval rates in one dashboard
Infrastructure
Growth means rebuilding the infrastructure
Scales to high volumes without a rebuild
Security
Card data security and PCI DSS audits on you
Dedicated servers and a PCI DSS Level 1 environment
New markets
Every market is a new integration project
550+ ready integrations
Expertise
Regulations and demand learned the hard way
10+ years of payments expertise
Compliance
Separate AML, KYC and KYB tools and team
AML, KYC and KYB built in
Onboarding
Weeks of manual KYB checks
KYB and merchant portal in one flow
Operations
Manual work in spreadsheets
Back office under your brand
What's inside the white label payment gateway software
Every white label payment solution we deploy includes these modules, ready to use from day one.
Payment integrations
Use any provider from our integration catalog without new development on your side.
Learn more about payment integrationsReal-time reporting dashboard
Your team and every merchant use one back office to see live transactions, refunds and payouts.
Learn more about the real-time reporting dashboardFull API documentation
Docs inside the admin panel, so your developers add methods and build checkout flows on their own.
Learn more about the API documentationWhite label branding
Change colors, logo and payment page layout yourself, without tickets to our team.
Learn more about white label brandingYour payments team
A dedicated transaction manager watches approval rates and adjusts routing with your team. We also refer merchants looking for a white label payment processor.
PayAdmit AI Antifraud
AI scores every transaction in real time before it reaches the provider. Suspicious payments are blocked or sent for review.
Learn more about PayAdmit AI AntifraudHow to launch your white label payment gateway
Five steps from the first call to live payments. Our team manages the whole process, so your time goes into sales, not setup.
- 01
Consultation and setup
We review your business model, volumes, markets and compliance needs, then agree on a launch plan and time frame.
- 02
Infrastructure and branding
We set up your isolated environment and apply your branding to the checkout, merchant portal and admin panel.
- 03
Payment method connection
We connect the payment methods you need, set up each integration and configure routing and cascading.
- 04
Testing and QA
We test every payment flow, fraud rule, KYC flow, and report. You approve before go-live.
- 05
Launch and support
Your gateway goes live, and you manage merchants from day one. A transaction manager monitors the first live payments with you.
Back office to manage your payment platform
Your team runs every process from one system: merchants, limits, payouts and access rights.
Merchant portal and back office
Manage all sub-merchants in one system. Each merchant gets a portal with transactions, refunds and payouts, while your team sees the whole platform and controls the onboarding process from the first KYB check to go-live.
Processing limits and terminal groups
Set daily, weekly or monthly limits for every terminal or group. When a limit is reached, the platform switches traffic to the next terminal automatically, so the payment process never stops.
Bulk payouts and withdrawal approval
Upload a CSV or TXT file to process hundreds of payouts at once. Each withdrawal waits for manager approval, which adds a clear control step to the payout process.
Role-based permissions
Give finance, risk and support teams their own roles. Everyone uses the same back office, but each person sees only the data and actions they need for their part of the process.
Application logs
Every transaction, session and batch is logged at several levels. When a merchant opens a dispute, your team can trace the whole process in minutes and save time on investigations.
Repeat payments and velocity limits
Assign PSP sends a repeat payment with the same card straight to the last successful provider. Velocity limits per card, customer or terminal stop abuse before it reaches the payment process.
Cards, wallets and local methods through one integration
Every merchant you onboard can use cards, wallets, bank transfers, local methods and crypto. We add new methods every month based on merchant demand.
Your gatewayOne API
Cards
- Visa, Mastercard, 3DS
- Tokenization
- One-click and recurring payments
Wallets
- Apple Pay, Google Pay
- PayPal, Skrill, Klarna
- Crypto with fiat settlement
Bank transfers and local methods
- SEPA, SWIFT
- MB Way, iDEAL, Sofort
- Cash options
White label payment infrastructure
for global markets
Built for global markets: the UK, Europe, America, Asia, the Middle East and beyond. Local methods, currencies and compliance are set up for each region, so you manage every market from one solution.
Security and compliance built into every gateway
PCI DSS Level 1 certified. Card data never touches your systems.
PCI DSSLevel 1 certified
PayAdmit AI Antifraud
EMV 3-D Secure 2.0
Visa & Mastercard registered
Google Pay & Apple Pay partner
End-to-end encryption and tokenisation
GDPR compliant
FATF Travel Rule
PSD2 ready
99.99% uptime SLA
Ready-made white label software or a custom solution
Both options run on the same platform and the same integrations.
Ready-made solution
Launch on the standard white label payment software with your branding, routing rules and provider integrations. The setup process takes from 2 weeks, and you can use every module from day one. Most PSPs and banks start here.
Custom development
Need a specific checkout flow, report or integration with your own system? Our team builds custom modules on top of the platform. You keep one integration, and the development process runs alongside your live payments with no downtime.
Other PayAdmit payment solutions
Not ready for your own gateway yet? Start with one of these and move to White Label as you grow.
For PSP
Payment Bridge
Get merchants from platforms you’re not connected to. PayAdmit is
already integrated with them, so you connect once and their
merchants can add your payment solution.
Best for PSPs looking for a new flow of merchants.
Explore Payment Bridge
For merchants
Cashier Service
Accept online payments without building your own payment system.
PayAdmit hosts the payment page on its own infrastructure
with PCI DSS Level 1, smart routing and anti-fraud.
You add your logo and colors and launch in as little as 2 weeks.
Best for online businesses that want to start accepting payments fast.
Explore Cashier ServiceWhat a white label payment gateway solution covers
Each term below describes part of the same software solution and the same platform.
White label payment processing
Your company becomes a white label payment processing company and offers processing to merchants under its own name. PayAdmit runs the gateway, routing and provider connections in the background. Funds move between your merchants and licensed acquiring partners, never through PayAdmit.
Explore white label processingWhite label payment gateway software
You get complete white label payment processing software: gateway, back office, merchant portal, antifraud and reporting. Every module runs in an environment isolated for your company. Updates and maintenance of the whole system are on us.
Explore gateway softwareWhite label merchant processing
Onboard merchants with built-in KYB checks, then set individual fees, limits and payment methods for each one. Every merchant gets a portal with transactions, refunds and payouts. You manage the whole portfolio from one back office.
Explore payment facilitationWhite label payment app and online checkout
Your hosted payment page works as a white label online payment gateway in any browser and on mobile, and payment links let merchants get paid without a website. Developers can embed the checkout in your own app through the API. Customers stay on your brand from the first click to the receipt.
Explore the payment appWhite label payment platform for fintech companies
Fintech companies use the platform as a ready payment solution for wallets, lending apps, invoicing or B2B services. You integrate once and manage payments, payouts and reporting from one system. New products reuse the same integration instead of starting over.
Explore the payment platformPayment service for PSPs and acquirers
Licensed PSPs, acquirers and payment companies use White Label to offer a branded payment service to their merchants. Your sales team sells under your name while the gateway, connectors and antifraud are already in place. New merchants go live on a ready system instead of one you build.
Explore White Label for PSPsWhite label payment gateway FAQ
Short answers to the five questions that decide a launch.
01How long does it take to launch a white label gateway with PayAdmit?
02Do I need my own PCI DSS certification?
03Can I connect my own providers and acquirers?
04Who owns the merchants and the revenue?
05What is the difference between White Label, Cashier Service and Payment Bridge?
Question 01 of 05
How long does it take to launch a white label gateway with PayAdmit?
Most launches take from 2 weeks. Integrations and the PCI DSS environment are ready, so the time goes into branding, provider contracts and testing. The integration process starts in the first week, and a transaction manager stays with you after go-live.
Question 02 of 05
Do I need my own PCI DSS certification?
Not to start: your gateway runs inside PayAdmit's PCI DSS Level 1 environment, which saves time and removes a long certification process at launch. If your business model later needs your own certificate, we support the audit.
Question 03 of 05
Can I connect my own providers and acquirers?
Yes. We connect the providers and acquirers you already work with and add new ones from our integration catalog; the integration process for a new provider takes from 2 weeks. Routing and cascading use all of them through one integration.
Question 04 of 05
Who owns the merchants and the revenue?
You do. Merchants sign with your company, you set and manage their fees, and the margin on every transaction stays with you. PayAdmit provides the software, maintenance and support.
Question 05 of 05
What is the difference between White Label, Cashier Service and Payment Bridge?
White Label is your own gateway with full control over merchants, routing and pricing. Cashier Service is a hosted checkout on PayAdmit's platform that launches without your own certification, and Payment Bridge connects a PSP to merchants on cashier platforms. Each solution uses the same software, so you can switch later.
Still unsure? Ask a payment expert
Launch your white label
payment gateway
Tell us about your business and we'll prepare
a launch plan for your brand.
FreeConsultation
1 teamFrom demo to go-live
Launch planAfter the first call